Notifiable Matters Statement
Important information relating to credit reporting
This statement sets out important information about credit reporting that is relevant to you if:
- you are an individual applying for a lease or other credit product, or who holds a lease or other credit product, from Flexirent Capital Pty Ltd ABN 93 064 046 046 (“we”/“us”); or
- we deal with you in connection with credit applied for by, or provided to, another customer – for example if you are a guarantor or proposed guarantor for such credit or if you are a director of a company obtaining credit.
We may disclose your personal information to credit reporting bodies:
We may disclose personal information about you in connection with your credit applications or other credit-related interactions with us to credit reporting bodies. Those credit reporting bodies may then include that information in reports that they provide to other credit providers to assist them to assess your credit worthiness.
For example, if you fail to meet your payment obligations to us in relation to consumer credit, or if you commit a serious credit infringement in relation to consumer credit provided by us, we may be entitled to disclose this information to credit reporting bodies.
We disclose information to the following credit reporting bodies:
A credit reporting body is required to have a policy which explains how they will manage your credit-related personal information. To view the policy for:-
Dun & Bradstreet visit www.checkyourcredit.com.au
Veda Advantage visit www.vedaadvantage.com
Excluding your credit reporting information from pre-screening for direct marketing:
You have a right to request that a credit reporting body exclude your credit reporting information from being used by them for direct marketing-related pre-screenings requested by credit providers. You should contact a relevant credit reporting body directly if you wish to request this.
Protecting your credit reporting information if you become the victim of fraud:
You have a right to request that a credit reporting body not use or disclose you credit reporting information if you believe that you have been, or are likely to be, the victim of fraud (for example, if you think that someone is misusing your identity to apply for credit). You should contact a relevant credit reporting body directly if you wish to request this.
Accessing or correcting your personal information or making a privacy complaint:
This statement also covers any other entities for which we may act as agent for an undisclosed principal in entering into a credit agreement with you.